While having home insurance is an especially beneficial thing to have as a homeowner, you do not want to file claims if they can be avoided. Not only can recovering after a home fire be stressful, it could also lead to your home insurance costs going up drastically. If you have a family with young children, it is a good idea to learn some helpful tips on how to reduce the risk of fires.
 |
| Home Insurance Claim |
Install a Gate Going into the Kitchen
The kitchen is often the number one place where fires start, due to the stove being left on or electrical cords to appliances being frayed, so it is vital that you train your children to stay out of this space. If you have a toddler, all you need to do is install a gate to the entryway of the kitchen and make sure to supervise whenever any heating sources are on.
Avoid Lighting Candles on Unstable Surfaces
Candles are another risk for fires, especially since children can knock over candles on practically any surface. A great way to keep candles out of reach from your children is by mounting candle holders on the wall and at a height that they cannot reach.
Invest in Electrical Outlet Covers
Electrical outlets should be plugged with outlet covers since they could start a fire if anything pokes inside. Luckily, these outlet covers are quite affordable and you can get them in a variety of colors and transparencies so that they can be plugged in without any problems.
Create a Reliable Barrier to Your Fireplace
The fireplace is another place where fires can start if your children are playing nearby. To keep your children safe and to reduce the risk of a fire, make sure to add multiple barriers in the form of a glass screen and safety gate.
Lock Up Cabinets with Fire Hazards
Some items in your home could start a fire if they fall into the wrong hands. Matches, lighters, and even appliances such as a hair straightener or Christmas lights could start a fire, so it is recommended to keep these items locked in cabinets with a childproof latch or key.
Protecting your home means considering all of the possible scenarios where you would need to file a home insurance claim and take preventive measures. By making your home as fire-proof as possible with your children in mind, you can feel at ease knowing that your family is safer. For more information, contact an insurance company like Hope & Harder Insurance Brokers.
